OK, so you have a little
(or maybe not so little) problem with your credit report. All is not lost, but
you will have to dedicate some effort and time to “fix your credit". Keep in
mind that it took more than 30 days to screw it up, so please be patient in your credit repair efforts.
Please read this entire document before you start.
There’s a lot of jargon
and information you need to absorb to start your credit repair plan. This is not brain
surgery but you do need to adhere to some basics in order to accomplish your
goal of a higher credit score.
The idea behind this credit
repair guide is to ease the way and hopefully save you some time,
effort, and pain in working on your credit score. All of these suggestions were
provided by users of our website, www.newcleancredit.com,
or even experts in the loan and mortgage business.
We are a huge fan of the
KISS Philosophy (Keep It Simple Stupid) and have learned by trial and error
what works, and what doesn’t. We gave up banging our head against a brick wall
years ago. It doesn’t help your credit repair efforts and you get a soft head =8~).
All of the information
and methods outlined and recommend in this publication have worked for others,
and will work for you too. There are always alternatives and each chapter deals
with different methods or information.
Please keep in mind that
this is a very opinionated resource. The information is provided as is and is
based on personal experience of the submitting resource. Some may not apply to
your situation, some might require something you don’t have (like available
cash or people who will help).
There are no step-by-step
instructions but recommendations. You will need to apply these basics to your
individual needs. Most are self-explanatory and can easily be adapted to what
ever your credit repair situation dictates.
There is also the
personal responsibility factor. You have to realize that you did get yourself
in to this mess and now you need to deal with it. There are ways that you can
speed up the process, get better results, and save your self some money too.
But it will take some effort and time on your part.
If you have any
suggestions to recommend, please don’t hesitate to contact us at comments@newcleancredit.com. We
like to provide as much information as we can and can use any help we can get.
This is a free resource and you can pass it on to anyone as long as you don’t
change any information or remove our copyright and information.
Thanks for stopping by
our website and good luck in your credit repair efforts. Keep in mind that these
suggestions and information are provided as is and we are in no way responsible
for any liabilities or damages if you choose to follow them.
If you would like to link
to us or use any material in our credit repair guide, send us a note by clicking
here.
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to Next Page - Credit Bureaus - What You Need to Know
Table of Contents
Introduction
•
Credit
Bureaus–What You
Need To Know
Your
Credit
Score–What It
Is •
Credit
Reports–How To
Read Them
Traditional
Methods–Clean
It
Up •
Quick
Fixes – How
You Can
Get Faster
Results
Monitoring
Services–Are
They Worth It •
The
Future–You Can Establish New Credit
Sample
Disputer Letter •
Other
Resources & Sponsors •
Supplement
Reading •
Summary